What Does Preferred Do For You?

We leverage our size and financial strength to provide rate stability, expand coverage, and offer the best terms and conditions so you can maximize available funds for critical programs and local government functions.

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Our Expert Board Knows Your Business

Our Board of Trustees is comprised of locally elected officials from the membership. They understand your unique challenges and work hard to set policy for you.

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Providing Optimal Coverage at Competitive Rates

The public entity landscape is rapidly changing. We are constantly evolving our program to provide enhanced coverage at stable competitive rates.

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Improve Safety, Control Risk, Lower Premiums

All Preferred members receive customized comprehensive safety management using cutting-edge techniques. We will work with your team to design a safety program to reduce risk.

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Making the Claims Process Personal to Each Member

As a Preferred member, you have a personal claims representative well versed in Florida liability and workers’ compensation laws. We value your input and will keep you involved in the claims process from start to finish.

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Our services

Why Preferred? Check our services.

Service is at the heart of what we do and it’s what sets us apart from other insurance pools and traditional insurance companies.

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Agency Distribution

Preferred is the only Insurance Trust in Florida that uses a totally dedicated and independent agency distribution system for optimal Member Service. A statewide presence with localized options.

Claims Administration

Preferred Governmental Claims Solutions has unparalleled experience in Florida’s public workplaces, making the claims process personal to each member.

Claims Panel Counsel

Our panel of defense attorneys  specialize in municipal law and work closely with our claims adjusters to achieve the best possible results for you.  Member input throughout the process is key.

Risk Management Consulting

Our expertise is backed by a professional staff who each have more than 20 years of industry experience.  Our field consultants are located throughout the State, so that you can count on us wherever you are.

Testimonials

I really appreciate working with PGIT's team and I am grateful for all the help they provide me throughout the year. It is really nice to know that I can call on any of their team members and they are always willing to help out no matter how big or small the issue. With topics ranging from Best Practices, Worker’s Compensation, Claims Management, How to Mitigate Liability, Safety, Training, Webinars… the list goes on and on. PGIT provides a high level of support as seen through their quick response, excellent customer service and expertise.
Melinda HuserCity of Cape Canaveral
Melinda Huser
In addition to being an essential insurer to the City, Preferred offers a wide array of benefits that augments the City's Risk Management Program. We appreciate the fact that they both provide cost effective, efficient and convenient opportunities to maintain safety at the forefront for all City employees. Risk Management professionals are faced with persistent challenges of emerging risks; consequently the need to be pro-active, educate and train employees is more crucial. Preferred has definitely risen to the occasion in providing extensive resources to aid the City's Risk Management initiatives.
Karen MuirCity of North Miami
Karen Muir
As the Chairman of the Safety Committee for the City of Davenport, Florida, Preferred has given us the tools as a Municipality to train and keep our employees safe through the on-line training with Vector Solutions and streaming video Streamery (formerly known as TNN). Preferred’s Risk Management Staff offers on-going assistance and communication, from the development of our Safety Committee to the implementation of Claim Reviews. If you’re a Member and have responsibility for Worker’s Compensation and Safety Training, I encourage you to look at the free training that is offered- you will not be disappointed. Show your employees they matter, SAFETY is every employee’s concern. We are PROUD to be a Preferred Member.
Steven HunnicuttCity of Davenport
Steven Hunnicutt
Preferred plays a giant role in our safety program...They have created numerous avenues where fantastic online training can be achieved but the one we use the most is VECTOR SOLUTIONS. The training options are numerous, the site is user friendly and easy to navigate, the courses are thorough and what is great is that a certificate can be printed at the end of each course to keep in the employee files and to be sure that all the staff is receiving the proper training. In order to keep training, maintain skills, be safe on the job site, and create a great safety culture we think Preferred Risk Management and Vector Solutions is the answer.
Gerard Rouse - Assistant Public Works DirectorSafety Chairman, St. Lucie West Services District
Gerard Rouse - Assistant Public Works Director

About us

A structure of strength.

Our members are the strength of our organization. Preferred is a member owned, non-assessable insurance risk pool. Our mission is to deliver unmatched public entity experience, integrity, stability, and personalized service. Since 1999 we have served over 400 members and focused on consistent disciplined growth with a historical retention rate of over 95%, a testament to our superior delivery of services.

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Meetings & Events

Latest News

Preferred TIPS

March 4, 2022 Smiling faces all around as Preferred members receive their TIPS matching grant checks. The TIPS program provides...

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The organizations we support

Group 40
Group 42
Group 41
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